Budget Tips

It's getting closer to that time again "Christmas".

This time can be stressful for many of us, especially if you're on a tight budget.

Here are some tips which might help:

Most important set yourself a budget – make sure you stick to it.
Do up a list and prioritise
Do Secret Santa
Use cash or a prepaid debit card - that way you won't overspend
If you are creative, make your own decorations and get the kids involved on their holidays (Sometimes the simple things are more memorable)
Another suggestion for coffee lovers, every time you buy or have a coffee put $5.00 aside. You will be amazed at how much you save.

If it's too late this year, start your budget for next year now, as we all know it comes around quickly.